The Importance of Pre-Qualifying
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It is valuable to bring in your mortgage professional as soon as possible — even before you've started to consider neighborhoods. What for? What can we do for you if you have not made your offer, and don't yet know the amount you want to borrow?
We Can Help You Pre-Qualify
We will help determine how much of a mortgage loan you can afford, and how much money you will be able to borrow, by walking you through the pre-qualification process. We achieve this by analyzing your income and debts, your work and residence situations, your funds available for down payment, required reserves, and some other things. It's quick and to the point; We keep the paperwork to a minimum.
We award you a Pre-Qualification Letter once you qualify, that states that we're confident you can qualify for up to a certain amount of mortgage loan dollars.
Power in the Pre-Qual
After you locate the house that is ideal for you, and you want to make an offer, being pre-qualified for a loan will do a number of things. First, it helps you know how much you are able to offer.
Even more important to the existing owner, your pre-qualification gives them confidence - as if you had arrived at their house with a bag of cash to back up the offer! They need not be concerned that they have been wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller won't wonder if he can count on you to qualify for your loan.Your qualifying for your needed mortgage loan amount will not be something for them to fret over. They have a virtual guarantee to trust your ability to back up your offer.
We will help you pre-qualify
We will help you determine the loan amount you can qualify for and the monthly payment amount you can afford by helping you pre-qualify. During the process, we look at your borrowing capacity - analyzing your earning status, available money for down payment, debts, income, and other circumstances. It's a short, thorough process with minimal risks for papercuts.
Face to Face
While you are able to use our tools to calculate mortgage variables on this website, it will be a good idea to sit down and talk with us. That way, we will help you get your pre-qualification letter. Then, we'll make sure we have the best mortgage loan program for your situation. We are eager to meet with you: call us at 703.255-5810.
Have questions about pre-qualifying? Call us at 703.255-5810. We answer pre-qualification questions every day.